Foreclosure Law Guide

Foreclosure by State 

Editor: Mark Cibula, Esq.,
Cibula & Cibula
1743 Tehama Street
Redding, California 96001
(530) 241-2734

Index:

 

I. Forms and regulations: Sources of the Law

  1. HUD 
  2. FDIC 
  3. IRS 
  4. US Code title II 
  5. Local statutes and codes
  1. California Rules of Procedure 
  2. Real Property Article of California Code 
  3. Forms particular to specific cases
  4. Provisions of BR Rules relating to judicial sales, trustees and auctioneers 
  5. Judicial interpretations of the rules and common law

II. Preliminary summary and procedures

  1. Assent to decree 
  2. Power of Sale 
  3. Ex Parte 
  4. Strict Foreclosure 
  5. Lender instructions

III. Other types of foreclosure:

  1. Common law 
  2. Installment contract 
  3. Condominium lien 
  4. Federal Court 
  5. Sheriff Sale 
  6. Statute of Frauds and Sheriff Sale 
  7. Writ of habare facias possessionem

IV. Rights and liabilities of purchaser:

  1. Equitable title 
  2. Liability of Agent 
  3. Right to Withdraw bid

V. Power of Sale foreclosure:

  1. Mortgages 
  2. Deeds of trust 
  3. Caption 
  4. Mortgage Assignee 
  5. Death of Mortgage Assignee

VI. Receiverships:

  1. Limitations: Documents:
  1. letters 
  2. notices 
  3. petition to appoint

VII. Judgments and Liens:

  1. Renewal 
  2. Renewal and joint tenants 
  3. Mechanics 
  4. Defective mortgage 
  5. Federal tax liens 
  6. State and local government unit tax

VIII. Resale, costs and fees:

  1. Petition 
  2. Calculation of trustee commissions fees:
  1. trustee 
  2. auctioneer 
  3. attorney commissions
  1. Recording fees:
  1. , division of 
  2. , state fees 
  3. , transfer fees 
  4. , taxes

IX. Settlement and after sale:

  1. Deeds 
  2. Trusts 
  3. Titles 
  4. Report of sale and ratification 
  5. Statute of Frauds and foreclosure sales 
  6. Appeal
  1. time 
  2. bonds 
  3. appellate jurisdiction

X. Sample Documents:

  1. Notices 
  2. Bonds 
  3. Injunctions 
  4. Deeds 
  5. Liens, taxes 
  6. Judgments 
  7. Mortgages:
  1. Purchase Money 
  2. Assumption 
  3. Release of 
  4. Guaranty

XI. Miscellaneous:

  1. Notices 
  2. City Specific regulations
  1. Los Angeles
  2. San Francisco
  3. Sacramento
  4. San Diego
  5. Other cities
  1. Presale activities 
  2. Trustee's Role
  3. Housing Code violations 
  4. Exceptions